Quick Loan in Nigeria: Top 10 Digital Lending Companies and Apps

Do you need quick loan in Nigeria for personal emergencies or to take advantage of business opportunities? 

These are Nigeria’s top 10 digital lenders and apps in Nigeria you can access for quick cash:

Aella Credit.

Aella Credit provides mainly employee lending and empowerment. It was affiliated with three main credit bureau agencies to provide quick loan in Nigeria that is affordable loans, with no paperwork required.

Quick Loans in Nigeria -Aella Credit

Aella Credit uses a  proprietary credit scoring algorithm to determine the creditworthiness. Its algorithm processes eligibility for loan by considering social and demographic factors as well as debt to income ratio.


Kiakia is a simple, fast and highly effective digital money lender for small businesses in Nigeria. It provides direct, peered business and personal quick loan in Nigeria in no time.

instant loans in nigeria -Kiakia app

It uses psychometric, big-data, machine learning and digital forensics for credit scoring and credit risk assessment to determine if loan should be granted.


GroFin provides SMEs with business loans across Africa and the Middle East, based on a business’ existing investible numbers or traction.

fast loans in nigeria -grofin

GroFin lets businesses access quick online loans between US$100,000 and US$1.5 million, if they meet certain criteria. Application can be made online to quick cash..


OneFi offers short-term consumer loans to credit-worthy individuals who have limited access to finance. OneFi is powered by credit facility company formerly known as One Credit.

loans in nigeria -onefi formerly one credit

Loan taken from OneFi is to be repaid between 3 – 6 months. You can access up to N200,000 or more.


C24 creates platform for people to actualize opportunities around them by helping them access loans as at when they need it. It is powered by C24 Microfinance.

C24 takes into consideration unique urgency behind accessing loans thus works towards the quickest loan processing possible.

loans in nigeria -C24 for quick cash loans

Loan processing on C24 has been optimized to help applicants avoid the stress associated with other loan companies.


QuickCheck is a rather short time modern lending platform for individuals and small businesses. It uses mobile technology to enable access to quick credit.

loans in nigeria -quickcheck

QuickCheck allows users to access quick loans less than 30,000 Naira with no collateral required. Loan is to be repaid within 15 to 30 days.


Page provides personal quick loan in Nigeria up to 5 Million Naira with no collateral, guarantor or paperwork required!

Qucik Loans in Nigeria -page

Page provides credit to salary earners and business owners, provided the business owner concerned pays himself salary.  


Lidya provides access to business loans via its online platform. Small business owners (including medium-sized) can get small and unsecured loans ranging between $500 and $15,000.

loans in nigeria -lidya online platform

Lidya uses technology and algorithms to assess risks before granting loans, which allows customers to  access financial products at a low cost.


Zedvance provides consumer credit to individuals by granting access to loans up to 3 Million Naira in less than 24 hours!

loans in nigeria -zedvance

Zedvance specifically provides loans to salary earners, but if salary earners who have side business can take advantage.


Paylater provides short-term loans to individuals and small businesses in order to cater for unexpected expenses

same day loans in nigeria -paylater for no collateral loans


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5 thoughts on “Quick Loan in Nigeria: Top 10 Digital Lending Companies and Apps”

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